Amex Platinum Travel
American Express•AmexTravelActive
Official Page ↗
Highlights
- Base reward rate: 0.5% return (1 pts per ₹50)
- Domestic Lounge: 2 visits/quarter via Amex Lounge Program
Welcome / Joining Benefit
10,000 MR points welcome gift upon spending ₹15,000 within 90 days.
Points Expiry
Points never expire (Lifetime valid).
Joining Fee
₹5,000
+18% GST applicable
Annual Fee
₹5,000
+18% GST applicable
Renewal Fee
₹5,000
+18% GST applicable
Joining Fee Waiver
10,000 MR points welcome gift upon spending ₹15,000 within 90 days.
Annual Fee Waiver
Spend Threshold₹0
PeriodAnniversary Year
No renewal fee waiver available.
Basic Requirements
Minimum Age21 years
Maximum Age70 years
Eligible OccupationSalaried, Self-Employed
Additional Details
Requires net annual income > ₹6 Lakhs.
Forex markup: 3.50%
Base Reward Rate
Points per Spend
1 pts
Per Every
₹50
Effective Return
0.5%
Currency: Membership Rewards Points — 1 point ≈ ₹0.25
❌ No Points Earned On:
FuelInsuranceUtilities
Milestone Benefits
Get 7,500 bonus points on annual spends of ₹1.9 Lakhs.
Get 10,000 bonus points on annual spends of ₹4 Lakhs.
Get 22,500 bonus points and Taj voucher worth ₹10,000 on annual spends of ₹7 Lakhs.
🛫 Domestic Lounge Access
ProgramAmex Lounge Program
Visits2 per quarter
Visits8 per year
Guest AccessNo
Redemption Options
Smart Redemption Tips
🏆 Best value: Gift Voucher at ₹0.30–₹0.80/pt — maximize your returns here.
⚠️ Avoid Statement Credit (₹0.25/pt) — you lose 69% of point value.
🪙 Reward currency: Membership Rewards Points
Best Value
🎁Gift Voucher
INSTA vouchers and Platinum Travel Collection vouchers
₹0.30–₹0.80/pt
📖Reward Catalogue
Membership Rewards catalogue redemption
₹0.20–₹0.50/pt
💳Statement Credit
Redeem Membership Rewards points against eligible card charges
₹0.25/pt
Points Transfer Partners
Total: 8 partnersSort By
Cathay Pacific Asia Miles
Airline
800Points
400Miles
Min. Transfer800 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
British Airways Executive Club
Airline
1200Points
600Miles
Min. Transfer1,200 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
Etihad Guest
Airline
1600Points
800Miles
Min. Transfer1,600 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
Qatar Privilege Club
Airline
500Points
250Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
Singapore KrisFlyer
Airline
800Points
400Miles
Min. Transfer800 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
Virgin Atlantic Flying Club
Airline
800Points
400Miles
Min. Transfer800 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
Hilton Honors
Hotel
1000Points
900Points
Min. Transfer1,000 pts
Transfer FeeFree
Effective Ratio1 pt = 0.90 pt
Marriott Bonvoy
Hotel
100Points
100Points
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1.00 pt
Gemini Credit Card AssistantFree Tier
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