Axis Bank Atlas
Axis Bank•VisaTravelActive
Official Page ↗
Highlights
- Base reward rate: 2% return (2 pts per ₹100)
- Domestic Lounge: 12 visits/year via Visa Lounge Program
- International Lounge: 6 visits/year via Priority Pass
Welcome / Joining Benefit
No joining fee waiver, but welcome gift of 5,000 Edge Miles upon payment of joining fee.
Points Expiry
Edge Miles are valid for 3 years.
Joining Fee
₹5,000
+18% GST applicable
Annual Fee
₹5,000
+18% GST applicable
Renewal Fee
₹5,000
+18% GST applicable
Joining Fee Waiver
No joining fee waiver, but welcome gift of 5,000 Edge Miles upon payment of joining fee.
Annual Fee Waiver
Spend Threshold₹0
PeriodAnniversary Year
No renewal fee waiver available.
Basic Requirements
Minimum Age21 years
Maximum Age70 years
Eligible OccupationSalaried, Self-Employed
Salaried Income Requirement
₹75,000 / month
Minimum net monthly income required for salaried applicants.
Self-Employed ITR Requirement
₹9,00,000 / year
Minimum annual ITR required for self-employed applicants.
Additional Details
Requires monthly net salary of ₹75,000 or ITR of ₹9,00,000 p.a.
Forex markup: 2.00%
Base Reward Rate
Points per Spend
2 pts
Per Every
₹100
Effective Return
2%
Currency: Edge Miles — 1 point ≈ ₹1
Accelerated & Special Rates
5 Edge Miles per ₹100 spent on airline portals and Travel Edge.
2.5X
5% return
Cap: 10,000 pts / Monthly
3 Edge Miles per ₹100 spent on international spends.
1.5X
3% return
Cap: 10,000 pts / Monthly
❌ No Points Earned On:
FuelRentWallet LoadGold/Jewelry
Milestone Benefits
Get 2,500 bonus Edge Miles on annual spends of ₹3 Lakhs.
Get an additional 2,500 bonus Edge Miles on annual spends of ₹7.5 Lakhs (total 5,000 miles).
Get an additional 5,000 bonus Edge Miles on annual spends of ₹15 Lakhs (total 10,000 miles).
🛫 Domestic Lounge Access
ProgramVisa Lounge Program
Visits12 per year
Guest AccessYes
🌏 International Lounge Access
ProgramPriority Pass
Visits6 per year
Guest AccessYes
Redemption Options
Smart Redemption Tips
🏆 Best value: Travel Portal at ₹1.00/pt — maximize your returns here.
🪙 Reward currency: EDGE Miles
Best Value
✈️Travel Portal
Travel EDGE flight and hotel bookings
₹1.00/pt
Points Transfer Partners
Total: 22 partnersSort By
Air Asia
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Aeroplan
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Flying Blue
AirlineGroup B
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Air India
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
British Airways
AirlineGroup B
2Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
Ethiopian
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Etihad
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Finnair
AirlineGroup B
2Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
IHG
HotelGroup A
1Points
2Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 pt
Club ITC
AirlineGroup B
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
JAL
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Orchid Rewards
HotelGroup A
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1.00 pt
Postcard
HotelGroup B
1Points
2Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 pt
Qantas
AirlineGroup B
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Radisson
HotelGroup B
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1.00 pt
KrisFlyer
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
SpiceClub
AirlineGroup B
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Royal Orchid
HotelGroup A
1Points
2Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 pt
Turkish
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
United MileagePlus
AirlineGroup A
1Points
2Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 mile
Lotusmiles
AirlineGroup A
2Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.50 mile
Wyndham
HotelGroup A
1Points
2Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 2.00 pt
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