Swiggy HDFC Bank Credit Card

Name: Swiggy HDFC Bank Credit Card
Brand: HDFC Bank
Price: 500 INR

HDFC Bank•MastercardCo-brandedActive

Official Page ↗

Highlights

Base reward rate: 1% return (1 pts per ₹100)

Welcome / Joining Benefit

3 Months Swiggy One membership complimentary on card activation.

Points Expiry

Swiggy Money cashback expires inside 12 months.

Joining Fee

₹500

+18% GST applicable

Annual Fee

₹500

+18% GST applicable

Renewal Fee

₹500

+18% GST applicable

Joining Fee Waiver

3 Months Swiggy One membership complimentary on card activation.

Annual Fee Waiver

Spend Threshold₹2,00,000

PeriodPrevious anniversary year

Spend ₹2 Lakhs or more in the anniversary year to get renewal fee waived.

Basic Requirements

Minimum Age21 years

Maximum Age70 years

Eligible OccupationSalaried, Self-Employed

Additional Details

Requires monthly salary > ₹30,000 or ITR > ₹6 Lakhs.

Forex markup: 0%

Base Reward Rate

Points per Spend

1 pts

Per Every

₹100

Effective Return

Currency: Swiggy Money Cashback — 1 point ≈ ₹1

Accelerated & Special Rates

10% Cashback on Swiggy App spends (Food, Instamart, Dineout, Genie).

10X

10% return

Cap: 1,500 pts / Monthly

5% Cashback on online shopping across partners like Amazon, Myntra, Nykaa, etc.

5% return

Cap: 1,500 pts / Monthly

❌ No Points Earned On:

FuelRentWallet LoadJewelryEducationGovernment

Redemption Options

Cashback

Smart Redemption Tips

💡 Cashback is automatically credited — no manual redemption needed.

💰Cashback

Direct cashback credited to card account

Auto

Points Transfer Partners

Total: 0 partners

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