Emeralde Private Metal Credit Card

Name: Emeralde Private Metal Credit Card
Brand: ICICI Bank
Price: 12499 INR

ICICI Bank•VisaSuper-premiumActive

Official Page ↗

Highlights

Base reward rate: 1.5% return (6 pts per ₹100)
Domestic Lounge: Unlimited visits via Visa Lounge Program
International Lounge: Unlimited visits via Priority Pass

Welcome / Joining Benefit

Welcome benefit of 12,500 Reward Points on fee payment.

Points Expiry

Points never expire (Lifetime valid).

Joining Fee

₹12,499

+18% GST applicable

Annual Fee

₹12,499

+18% GST applicable

Renewal Fee

₹12,499

+18% GST applicable

Joining Fee Waiver

Welcome benefit of 12,500 Reward Points on fee payment.

Annual Fee Waiver

Spend Threshold₹10,00,000

PeriodPrevious anniversary year

Spend ₹10 Lakhs in the previous card year to waive renewal fee.

Other Charges

Foreign Exchange Markup1.5%

1.5% markup fee on international transactions.

Basic Requirements

Minimum Age21 years

Maximum Age70 years

Eligible OccupationSalaried, Self-Employed

Invite OnlyYes — by invitation only

Private BankingPrivate Banking customers only

Additional Details

Requires minimum salary of ₹3 Lakhs/month or high TRV with ICICI Private Banking.

Forex markup: 0%

Base Reward Rate

Points per Spend

6 pts

Per Every

₹100

Effective Return

1.5%

Currency: ICICI Reward Points — 1 point ≈ ₹0.25

Accelerated & Special Rates

Earn 6 Reward Points per ₹100 spent on all retail transactions (except fuel).

1.5% return

❌ No Points Earned On:

FuelRentWallet Load

🛫 Domestic Lounge Access

ProgramVisa Lounge Program

VisitsUnlimited

Guest AccessYes

🌏 International Lounge Access

ProgramPriority Pass

VisitsUnlimited

Guest AccessYes

Redemption Options

ICICI Reward Points

Smart Redemption Tips

🏆 Best value: Travel Portal at ₹1.00/pt — maximize your returns here.

⚠️ Avoid Statement Credit (₹0.40/pt) — you lose 60% of point value.

🪙 Reward currency: ICICI Reward Points

Best Value

✈️Travel Portal

Flights and hotels via iShop

₹1.00/pt

🎁Gift Voucher

Selected premium brand vouchers

₹1.00/pt

🛍️Merchandise

ICICI Rewards catalogue

₹0.60/pt

💳Statement Credit

Redeem against card statement

₹0.40/pt

Points Transfer Partners

Total: 0 partners

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No transfer partners found matching your search/filters.

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