Credit Card Change Log
Track recent revisions, rewards devaluations, and lounge policy updates across Indian credit cards.
Spend-based Lounge Access Criteria Introduced
Card: HDFC Regalia Gold Credit Card (HDFC Bank)HDFC Bank introduced a minimum spend requirement of ₹1 Lakh in the calendar quarter to unlock complimentary lounge access for the subsequent quarter.
Utility Bills and Jewelry Transactions Excluded
Card: SBI Cashback Credit Card (SBI Card)SBI Card expanded exclusions on its 5% cashback card. Spends on Utilities, Rent payments, Insurance, Wallet loads, School fees, and Jewelry no longer earn any cashback.
EDGE Points Transfer Ratio Devalued to 5:2
Card: Axis Magnus Credit Card (Axis Bank)The points transfer ratio to travel partners was reduced from 5:4 to 5:2. The legendary 25,000 monthly milestone edge bonus points were also discontinued.
Rewards Credited as Swiggy Money Balance
Card: Swiggy HDFC Credit Card (HDFC Bank)HDFC Swiggy card cashback is now directly credited as Swiggy Money in the Swiggy application rather than appearing as statement cashback credit.
Airline/Hotel Multipliers and Rent Excluded
Card: Axis Atlas Credit Card (Axis Bank)Axis Bank introduced monthly caps on travel spending multipliers and excluded gold, rent, and government transactions from earning Edge Miles.
Monthly Cap on Grocery/Dining Multipliers
Card: SBI BPCL Octane Credit Card (SBI Card)SBI Card added a monthly cap on accelerated points for Groceries, Dining, and Departmental spends to prevent commercial usage.